The old line between “wildfire” and “structure fire” has blurred. Under impinging wildfire conditions, there are no true “single structure fires.” Once fire gets a toehold in a neighborhood, each structure becomes a domino ignition point.

Modern wildfires are fundamentally different. Once limited to remote forests, fires now sweep through suburbs and cities, fueled by drought, wind, and climate volatility. In just the past five years, insured losses have topped $120 billion in the U.S. alone.

It all begins with an idea.